Auto / Off-Road / Antique FAQs
A: In order to purchase collision coverage on your used off road vehicle, please bring the machine to our office, so that our professional staff can inspect it for you. If you purchase a brand new off road vehicle and register it within 3 business days of the delivery date the machine does not need to be inspected.
A: Yes, for a Harley Davidson motorcycle to purchase comprehensive coverage, you will need to provide a Harley Davidson inspection certificate. To obtain this certificate you will need to see an authorized inspector. Please contact our office and we will provide you with qualified inspectors.
A: Yes, Manitoba Public Insurance allows each motorcycle to purchase up to a maximum of 15 days’ worth of permits in one calendar year. This permit provides coverage only for third party liability and collision coverage; comprehensive coverage is not available with a permit for a motorcycle.
A: The documents Manitoba Public Insurance require to register a vehicle are an unaltered original Bill of Sale, the Transfer of Ownership Document (if available), and a current valid Safety Inspection Certificate – the white copy is preferred. If you are purchasing a brand new vehicle, Manitoba Public Insurance requires an unaltered original Bill of Sale and the New Vehicle Inspection Statement.
A: Manitoba Public Insurance provides rental car insurance on a short term basis at a low daily rate, which can lower your deductible, increase your third party liability and provide auto loss of use coverage for you and down-time coverage for the rental car company.
A: Manitoba Public Insurance provides snopasses for Manitoba and Non-Manitoba residents during the riding season either on a yearly option or a 7 day option.
A: Manitoba Public Insurance offers a wide variety of specialty plates and the option for a customized license plate. The applications are available in our office.
A: You can contact Manitoba Public Insurance directly at 1-800-665-2410.
A: Manitoba Public Insurance requires a qualification form to be completed by the Manitoba Association of Automobile Clubs (MAAC). This form is available in our office. To be eligible for the program your vehicle will need to be at least 25 years old and valued at a minimum of $5,000.
A: As of September 29, 2014, Manitoba Public Insurance now offers a Winter Tire Finance Program. Your winter tires can be financed from a period of 1-4 years for a maximum value of $2,000.
A: A renewal year is when you will need to attend the office in person to take a photo for your driver’s license and obtain new stickers and registrations for any policies; this only takes place every 5 years. A reassessment year falls between the renewal years; this is when you can either attend our office to review your account in person and provide payment or do so over the phone.
A: a. Hagerty Insurance does not require an appraisal as they have a valuation tool to determine values for collector/class vehicles. b. SMI does require an appraisal.
A: a. Hagerty offers a wide range of deductibles as low as $0; this deductible is waived in all claims. Any deductible above this is required to be paid in the event of a claim. b. SMI offers a variety of deductibles as well as low as $100; this deductible waives collision with animal claims, glass repair, theft of vehicle, and vandalism.
A: Yes, both Hagerty and SMI provide insurance for vehicles being restored.
A: Hagerty and SMI will both provide the appraised value for your vehicle as settlement.
A: Yes, you will still need to insure your vehicle with MPI as Hagerty and SMI only provide excess coverage.
A: Yes, you will need to report your claim to both MPI as well as either Hagerty or SMI.
A: No, SMI automatically provides coverage for your vehicle when it’s laid up.