Harvest Insurance

Tenant/Liability/Condo

Renting? Buying a condo? We Can Help.

Did you know that your belongings are not covered under your landlord’s insurance? Having a tenant or condo insurance policy will provide you with coverage for your belongings, as well as additional living expenses in the event that a claim causes your unit to be uninhabitable. Ask our friendly and knowledgeable staff about our competitive rates on tenant and condo packages.

Knowledgeable Expertise

Have a question about tenant / condo / liability insurance? We’re here to help. We will work with you to determine which coverage will best meet your needs.

Claims

Our goal is to provide you with outstanding service to help you with your loss.

We Speak Your Language

We offer services in English, Deutsch, Plautdietsch, and Pусский.

Liability

Did you know that if tenants accidentally cause damage to the location they are renting, they can be held liable? Liability coverage can protect you if legal actions are taken against you.

Discounts

Looking to save money on your home insurance policy? We shop the markets for you to provide the best value while keeping your unique needs in mind.

Frequently Asked Questions

  • Why do I need tenant/condo insurance?

    Although Landlords or condo corporations have insurance for the building, there is no coverage for your personal belongings if they are lost or damaged in a fire, by vandalism or other loss. There is also no liability coverage for you if you are held responsible for damage to the building or another tenant’s or unit owner’s belongings. For example, if you are cooking and accidentally start a fire that damages the building or other units you may be responsible for paying the repair or replacement of damages. Having a tenant or condo insurance policy will provide you with coverage for your belongings, liability insurance as well as additional living expenses in the event that a claim causes your unit to be uninhabitable.

  • Is tenant insurance expensive?

    It’s much cheaper than you think. A $20,000 tenants package, which includes $1,000,000 liability can cost as little as $10 per month.

  • How do I determine the amount of insurance I need and do I need to make a list of my belongings in order to make a claim?

    Take some time to look around your apartment or condo. What would the cost be to replace all of your belongings with new items?

    Personal Property Inventory

  • What is condo insurance?

    A condo insurance package will include coverage for your personal belongings, additional living expenses, liability as well as improvements and betterments and contingent coverage. These additional coverages offer protection if the condo corporation is under insured and provide coverage for your investment that you have made to the condo to upgrade your unit. The condo corporation may also have a very high deductible that each unit owner would need to pay a part of. Your condo insurance provides coverage with a much lower deductible that you would need to pay in the event of a claim.

  • What information do I need to provide in order to get a quote for insurance?

    Click the link below to be taken to the quote form for tenant/condo insurance.
    Tenant/Condo Insurance Quote Form