Harvest Insurance

Farm

Dedicated, Knowledgeable Staff

Our staff provides knowledgeable service and expertise to review and advise on your coverage needs. We are dedicated to answering your questions and concerns about all aspects of your farm insurance policy.

Proper Coverage is Our #1 Concern

Our knowledgeable staff will work with you to understand your insurance needs and ensure proper coverage for your farm, avoiding costly gaps in your policy.

We Understand Not All Farms Are the Same

We are eager to assist you with your farm insurance needs including Hobby, Grain, Livestock & Specialized farm operations.

Pricing and Value

We shop the markets for you to provide the best value while keeping your unique needs in mind. Please contact our professional staff for a quote today.

Frequently Asked Questions

  • Are my farm buildings automatically insured?

    Any buildings that are used or originally intended for farm or farm animals are not covered unless specifically added to the policy.

  • When does my property qualify as a farm?

    If you have acreage that is used for hay or pasture, if you have any chickens or other farm animals, if you are doing any field work for others, you likely need farm liability. Some insurance companies will require farm liability if you are over a certain number of acres, whether farming or not. Please contact us to inquire.

  • Am I exempt from RST if I have a farm?

    If over half of your annual income is derived from farming you may be eligible for exemption. Please see the attached link.
    RST Exemption Form

  • What is a specialized farm?

    Specialized farms are determined by the amount of livestock, size of facility, etc., in which the insurance company will provide a specialized quote for your unique operations.